Many people believe that DC is simple – in concept it is, but all too often, by accident or design, it just isn’t. In addition, the requirements, practicalities and costs of running DC schemes today often do not match those expected when they were set up. We can help you review all aspects of your DC scheme to ensure smooth and efficient running, including:
DC vehicle type
The choice of type of DC arrangement brings with it different regulatory, legislative and governance consequences. Whilst the differences have narrowed over the years, there are still a number of fundamental differences between running a Trust based scheme to that of a Contract based arrangement, and different again when using a Master Trust. We can help you clarify your objectives and required features and provide clear and focused advice as to the type of DC scheme that would meet them, having been through the process numerous times with many different types of employer.
Ongoing cost efficiencies
Investment options and defaults
At retirement options and strategies
Ongoing governance requirements and solutions